Mr. Amit Jain joined BOBCARD in August 2025. In his current role he leads Analytics, Credit Policy, Fraud Risk Management (FRM) and Operational Risk Management (ORM) departments and will be responsible for implementation of Risk Governance Structure for the organization with particular focus on the Credit Risk and Enterprise Risk Architecture, to minimise loss rates, NPA levels in line with the Annual Operating Plan.
Mr. Jain brings around 17 years of rich experience in the banking industry, with a strong focus on the credit card business. His expertise spans credit policy and risk management across unsecured retail assets, including credit cards, personal loans, and business loans.
Prior to joining BOBCARD, Mr. Jain served as Head – Credit Cards Risk & Policy at Axis Bank. He has also worked with ICICI Bank, IDFC First Bank, etc. successfully managing risk across diverse environments.
Amit is a Chartered Accountant (All India Rankholder) and has done B. Com (Honors) from Shri Ram College of Commerce (SRCC).