-BOBCARD reserves the right to modify or change any of the terms and conditions applicable to this program at any time with/without prior notice to the cardholders.
-The offer is an instant discount and will be provided upfront at the time of purchase.
-BOBCARD holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by the partner. Any dispute or claim regarding the services/offers must be resolved by the Card Holder/s with the partner directly without any reference to BOBCARD.
-BOBCARD shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed by the Card Holder/s under the said Offer offered by the partner.
-BOBCARD shall not be held liable for any delay or loss that may be caused in delivery of the services.
-This Offer is made available to the Customer/s selected at the discretion of BOBCARD.
-The offer cannot be combined with any other offer.
-Any person availing this offer shall be deemed to have accepted these Terms and Conditions.
-BOBCARD reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all these terms and conditions or to replace, wholly or in part, this offers by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
-BOBCARD Cardholders are not bound in any way to participate in this offer. Any participation is voluntary, and the offer is being made purely on a best effort basis.
-Nothing herein amounts to a commitment by BOBCARD to conduct further, similar or other offers.
-This offer is non-encashable, not extendable, and non-negotiable.
-Processing fee of Rs 199 plus applicable taxes will be applied on EMI transactions
-The customer has understood and accept the T&C of EMI as available on the website (www.bobcard.co.in) and the applicable charges mentioned
-The customer understands that in the event of the merchant or me cancelling my EMI transaction, they are responsible for notifying BOBCARD to cancel the EMI that was booked for the cancelled transaction.
-This offer is applicable on purchase of select products. Please check before making a purchase.
-This offer is applicable on all BOBCARD ( EMI transactions) except transactions made through Bank of Baroda Debit Cards or Corporate Cards.
-Offer is NOT applicable on transactions made through Internet Banking or UPI payment option
-The Offer is also applicable on payments made through EMI on BOBCARD.
-The offer can be redeemed only in serviceable pin codes as per Government guidelines.
=The discount will be applied to the Net Cart Value (NCV). NCV shall mean the total value of only the eligible product/s in the cart after all applicable discounts and exchange offer redemptions
-Delinquent and over-limit Card and Cardholders will not qualify for this Offer.
-Cardholders are not bound in any way to participate in this Offer. Any participation is voluntary, and the Offer is being made purely on the best effort basis.
-Velocity- 1/per card/per month
- For detailed T&C, Please click here

Visit any authorized Oppo outlet enabled with Pinelabs/Benow/Paytm/Innoviti/Razorpay POS Machine
Select eligible Oppo smartphone model
At checkout, choose BOBCARD Credit Card on EMI
Cashback will be automatically credited within 60–90 days if all conditions are met