- This offer is applicable on all BOBCARD (Non-EMI & EMI transactions) except transactions made through 
Bank of Baroda Debit Cards or Bank of Baroda Corporate Cards.
- This Offer is NOT applicable on transactions made through Internet Banking or UPI payment options.
- The Offer is not applicable for Card-on-delivery transactions or orders converted from Cash On Delivery to 
Prepaid.
- In case the Cardholder cancels the order, the transaction will not qualify for the Offer. If the Cardholder 
cancels part of the order, then they will qualify for the Offer only on the net amount and the Cardholder 
shall make payment basis eligibility.
- BOBCARD Limited/Flipkart/Flipkart Advanz reserves the right to disqualify the Cardholder(s) from the 
benefits of the Offer, if any fraudulent activity is identified as being carried out for availing the benefits 
under the said Offer or otherwise by use of the Card.
- BOBCARD Limited, Flipkart Advanz and Flipkart reserve the right, at any time, without prior notice and 
without assigning any reason whatsoever, to add/alter/modify/change or vary these terms and conditions 
or to replace, wholly or in part, this offer by another offer, whether similar to this Offer or not, or to 
extend or withdraw it altogether.
- Delinquent and over-limit Card and Cardholders will not qualify for this Offer.
- Cardholders are not bound in any way to participate in this Offer. Any participation is voluntary, and the 
Offer is being made purely on a best effort basis.
- Nothing herein amounts to a commitment by BOBCARD Limited/Flipkart Advanz to conduct further, 
similar or other offers.
- The above Offer is by way of a special offer for BOBCARD Cardholders only and nothing contained herein 
shall prejudice or affect the terms and conditions of the card member agreement. The terms of the above 
schemes shall be in addition to and not in derogation of the terms contained in the card member 
agreement.
- The Cardholder understands that Flipkart may share their transactional data with BOBCARD Limited and 
Flipkart Advanz for purposes of this Offer and for checking the Cardholder’s eligibility for their products 
and services and by participating in this Offer, You consent to this sharing of data for these purposes.
- Any query regarding the Offer will be entertained only till 31st August 2025. Post such date, Bank of 
BOBCARD Limited, Flipkart Advanz and Flipkart will not entertain any correspondence or communication 
regarding this Offer from any persons.
- BOBCARD Limited/Flipkart/Flipkart Advanz do not endorse any of the products or brands being offered 
under the Offer and will not accept any liability pertaining to the quality, merchantability, fitness, delivery 
or after sales service of such products which shall be at the sole liability to sellers on the Platform.
- All the existing offers, gifts, discounts etc. that are being offered can be availed by the Cardholders as part 
of this exclusive offer as mentioned in the communication.
- Pictures of products shown in the communication sent to the customer either through mailers or 
advertised on the website, are representative only and may not bear a resemblance to the actual 
products. None of the parties shall under any circumstances be responsible towards the same.
- Products offered under this Offer are subject to availability from the respective participating 
merchants/sellers on the Platform and accordingly, the BOBCARD Limited, Flipkart Advanz or Flipkart in 
no circumstances shall be liable for non-availability of any of the products.
- Under no circumstance will the Offer/discount being offered under this Offer be settled with cash in lieu 
by BOBCARD Limited or by Flipkart or by Flipkart Advanz.
- Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for the 
Offer
- BOBCARD Limited and Flipkart Advanz will not entertain any correspondence regarding the validity or 
acceptability of any additional benefits offered by seller(s) on products/services made available by it and 
the same shall be at the sole risk and consequences of such seller(s) and without reference to BOBCARD 
and Flipkart Advanz.
- Any Customer eligible for the Offer shall be deemed to have read, understood and accepted these terms 
and conditions, general terms and conditions of the BOBCARD Limited and terms and conditions of 
Flipkart and Flipkart Advanz in relation to the Offer before availing the Offer. Bank merely facilitates its 
Customers to avail the Offer and it is in no way concerned or connected in respect of the general terms 
and conditions of Flipkart and Flipkart Advanz not in relation to the Offer.
- BOBCARD Limited shall not be responsible or liable in any manner whatsoever for any deficiency or 
inadequacy in the services or products provided by Flipkart or its sellers, its agents or representatives and 
the Customer hereby understands, acknowledges and agrees not to hold the Bank responsible or liable for, 
any losses, damages, costs, charges, expenses, claims (whether direct or indirect), actions or demands 
suffered by the Customer in relation to availing the products purchased under the Offer.
- BOBCARD Limited holds out no warranty and makes no representation about the quality, delivery or 
otherwise of the goods and services offered by Flipkart or its sellers, its agents or representatives . Any issue 
or dispute or claim arising out of or in relation to availing the benefits (i.e. goods and services purchased) 
under the Offer must be resolved by the Customer directly with Flipkart and/or Flipkart Advanz without any 
reference to the Bank.
- Flipkart, Flipkart Advanz or the seller(s) shall not be liable for any failure by BOBCARD Limited to honor 
the transaction and for any technical issues attributable to BOBCARD Limited because of which the 
transaction made by the Cardholder was not successful.
- By participating in this Offer the customer agrees to be bound by these terms and conditions of the Offer, 
standard terms and conditions, terms of use, privacy policy (as amended from time to time) of the 
Platform, any other documents as may be applicable while using the Platform and the terms and 
conditions of the respective seller shall be applicable on the Cardholder.
- The Cardholder shall indemnify and hold Flipkart, Flipkart Advanz, BOBCARD Limited and/ or seller(s) 
harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings (including 
reasonable attorneys fee) that may be suffered by Flipkart, BOBCARD and/ or seller as a consequence of 
(i) violation of these terms and conditions, of the terms of user agreement, privacy policy (subject to 
change) published on the Platform, by Cardholder; (ii) violation of applicable laws by Cardholder; and (iii) 
any action or inaction resulting in willful misconduct or negligence on the part of the Cardholder.
- All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as 
applicable at the time the respective Offer.
- This Offer shall be subject to all applicable laws, rules and regulations which are in existence and which 
may be promulgated anytime by any statutory authority.
- Disputes, if any, arising out of or in connection with or as a result of above Offer or otherwise relating 
hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai.
- This Offer is valid only in India. The minimum age of such a Cardholder shall be 18 years.
- Further, as required by applicable law, in the event that the Cardholder makes a purchase of an amount 
equal to or above Rs. 2,00,000, the Cardholder will be required to upload a scanned copy of his/her PAN 
card on the Platform, within 4 days of making the purchase, failing which, the purchase made by the 
Cardholder will be cancelled. The requirement to submit the PAN card arises only once and if it has been 
submitted once by the Cardholder, it need not be submitted again. The order of the Cardholder will be 
cancelled if there is a discrepancy between the name of the Cardholder and the name on the PAN Card.
- The decision of the financial solutions ltd. Flipkart Advanz and/or Flipkart in all matters in connection with 
and incidental to this Offer is final and shall be binding on all persons.
- Customers who fail to enter the promo code or using the wrong promo code shall not be eligible to avail 
the Offer. financial solutions ltd. shall, in no way, be liable in the event the Customer fails to enter the promo code or uses the wrong promo code resulting in Customer becoming ineligible to avail the Offer

- For detailed T&C, please click here

1. Visit www.flipkart.com
or open the Flipkart app

2. Add eligible groceries worth ₹3,000 or more to your cart

3. Proceed to checkout

4. Choose BOBCARD Credit Card as payment method

5. Select Payment Mode (EMI or Full Payment)

6. If eligible, discount auto-applies. No coupon code needed!

Note:
Offer applicable only on qualifying EMI transactions.
Cart and payment method must meet eligibility for discount to reflect at checkout.
Check product pages for eligibility before purchase.