Have queries? Read FAQs
What is a Credit Card?
A credit card is an instrument that allows you to make instant purchases for various goods & services, for which you can pay later.
The credit card account is assigned a credit limit which can be utilised to the extent of the available limit on the card. On repayment of monthly dues on the credit card by the given Payment Due Date the credit limit will be restored.
What are the benefits of using a credit card?
BOBCARD provides a host of benefits. Some of them are:
- Use Now Pay Later: You can use the available card limit as per your requirement and repay within the specified due date
- Easy to Carry: Credit Card is a plastic card which can be easily carried along without adding load to your wallet.
- Contactless transactions: You can simply tap your contactless BOBCARD on NFC enabled POS machines to make simple, convenient & secure transactions
- Reward Points: You can earn Reward Points on every purchase made using BOBCARD. The accumulated Reward Points can be redeemed on accumulation of min.500 points
- Exclusive Cashbacks & Discounts: You can avail Cashbacks & Discounts, on various merchants & Partners in shopping, Dining, Travel & other categories. To know more about the current offers click https://bobcard.co.in/terms-and-condition
- Add-on Card: You can gift your loved ones up to 3 complimentary Add-on Cards
- Pay in EMIs: You can pay back your big purchases in easy EMIs
- Cash withdrawal from ATMs: You can use your BOBCARD to withdraw cash from any ATM across India
How can I Apply for BOBCARD?
We are happy to know about your interest in BOBCARD. You may go through the wide range of credit card products on this page. Once you have selected the Card variant meeting your eligibility criteria and requirement, you can apply online by clicking “Apply Now” and submit the required information and documents.