-Cashback Type: This offer may be Instant Cashback or Deferred Cashback, depending on the brand’s POS/PG system. Please refer to the charge slip (in-store) or product page (online) for clarification.
-Eligible Products: The offer is only applicable to specific products and variants. To verify that the products are eligible and those are available EMI tenures at no cost: Please consult the store personnel regarding offline purchases. For online purchases, vist the product page or the terms and conditions of the brand/ platform.
-Offer Validity: The offer is valid from the start date to the end date, as indicated in the "Offer Details" section.
-Eligible Cards: Applicable only on selected BOBCARD.
-EMI Tenure: Offer is valid for specific EMI tenures, subject to the selected model/product and the terms outlined in the "Offer Details" section.
-Cashback Limit: The maximum cashback and minimum transaction value are as specified in the "Offer Details" section.
-Usage Cap: The maximum number of eligible transactions per BOBCARD for offer during the offer period is specified the "Offer Details" section.
-Stock Availability: The offer is contingent upon the availability of products or stock.
-Partner/ Merchant Liability: BOBCARD does not provide any warranty or guarantee regarding the quality, delivery, or service provided by the partner/merchant. Direct communication with the partner/ merchant is required to resolve any disputes or service issues.
-BOBCARD Liability: BOBCARD will not be held responsible for any loss, damage, or claim arising from use of the product/service or benefits under this offer.
-Delayed Services: BOBCARD is not responsible for any delays in the delivery of products or services.
-Offer Exclusivity: This offer cannot be combined with any other ongoing promotions.
-Use of Promo Codes: If a promo code is necessary (as indicated in the "Offer Details" section), it must be inputted during the transaction. Retrospective claims will not be considered, and there will be no reimbursement or discount if the code is not applied.
-Terms Acceptance: Participation in this offer constitutes acceptance of all Terms & Conditions regarding EMI that are available on www.bobcard.co.in To access the same, simply click on the link provided. 
-Modification Rights: BOBCARD retains the right to amend, withdraw, or replace the offer (in whole or in part) at any time, without prior notice or justification.
- Eligibility for Cashback Posting:
Only active card accounts will receive cashback. Benefits will not be granted to accounts that are either in defaulted, dispute, litigation or closed at the time of posting.
- Voluntary Participation: Participation in this offer is voluntary. Cardholders are under no obligation to participate.
-No Commitment to Future Offers: This offer does not obligate BOBCARD to make any future offers or commitments.
-Non-Cashable & Non-Transferable: The offer is non-transferable, non-encashable, and cannot be negotiated.
-Query Window: Prior to 60 days from the date of purchase, enquiries regarding this offer will be addressed.

1. Visit any authorized Carrier store enabled with Pinelabs or Paytm POS, or visit Carrier website - https://carriermideaindia.com/
2. Select eligible 3-star or 5-star Split Inverter Air Conditioners
3. At checkout, choose BOBCARD Credit Card and opt for EMI (No Cost)
4. Cashback will be automatically applied if all conditions are met