Bob Eterna Credit Card

Turn Everyday Purchases into Daily Rewards

Your ideal card for extra savings on your everyday shopping

  • Travel Benefits

    Shopping Fun

    Thrill yourself with 5X Rewards* i.e 5 Reward Points per ₹100 spent on Apparel Stores along with attractive deals & discounts across leading brands, round the year.

  • Travel Benefits

    Restock Kitchen

    Keep your kitchen fully stocked and earn yourself 5X Rewards* i.e 5 Reward Points per ₹100 spent on grocery purchases.

  • Travel Benefits

    Fuel Surcharge Waiver

    1% fuel surcharge waiver** at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
    Note: No Reward Points are earned on fuel transactions.

  • Travel Benefits

    Core Reward Points

    1 Reward Point per ₹100 spent on all other categories.

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Your Daily Dose of Deals & Rewards

Make everyday spending more rewarding with interest-free credit of up to 50 days, smarter benefits, flexible payments, and lifestyle experiences.

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Lifetime FREE. No Joining & Annual Fee.

Additional Benefits with BOBCARD UJJIVAN SFB Credit Card

  • FeeWaiver

    Redeem reward points for cashback

    Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.20

  • FeeWaiver

    Smart EMI option

    Convert purchase of > ₹2,500/- on your card into Smart EMIs of 6 to 48 months.

  • FeeWaiver

    Free Add-on card

    Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).

  • FeeWaiver

    Zero Liability on lost card

    Report loss of card immediately to ensure zero liability on any fraudulent transactions.

Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle. Further spends in...

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Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions.

This co-branded credit card is brought to you in collaboration with our co-brand partner Ujjivan Small Finance Bank. The value proposition of the co-brand product may be funded jointly by BOBCARD Limited and the co-brand partner, based on the financial arrangement between both parties. Accordingly, there may be revenue sharing between the two parties.

**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant.The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.

Application Guidelines

Understand just what you need for the card application. This section explains your card's eligibility and the support documents you require to submit.

1

Eligibility Criteria

• Salaried: >=23 years and <=60 years
• Self Employed: >=24 years and <=65 years
• Salaried with minimum Annual Income >= ₹3.6L...

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2

Mandatory Proof

•  Recent Passport size photograph (with clear / white background & without dark / tinted glass)
•  PAN Card

3

Permanent Address Proof 

•  Aadhaar Card (both side)
•  Voter ID Card issued by election commission of India
•  Passport 
•  Driving Licence 
•  Job Card issued by...

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4

Income Proof

Salaried
• Latest 2 months bank statement with 2 months’ salary credit. Salary Slips, if submitted, to be accompanied with bank statement...

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Shop Smart, Save More

When value for money with everyday shopping is a priority, you know you can count on your  BOBCARD UJJIVAN-SFB Platinum Credit Card. Get your Everyday Spends easy on your pocket with Attractive Deals & Discounts across leading online & retail brands. 

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When value for money with everyday shopping is a priority, you know you can count on your  BOBCARD UJJIVAN-SFB Platinum Credit Card. Get your Everyday Spends easy on your pocket with Attractive Deals & Discounts across leading online & retail brands. 

Submit Enquiry

Have queries? Read FAQs

Who is eligible for the BOBCARD Ujjivan SFB Platinum Credit Card?

This card is available exclusively to Ujjivan SFB account holders only.

How can I apply for the BOBCARD Ujjivan SFB Platinum Credit Card?

You can easily apply for the BOBCARD Ujjivan SFB Platinum Credit Card online by visiting the BOBCARD website. Fill out the application form, complete the e-sign process, and verify your identity with Video-KYC. Alternatively, you can reach out to customer support or visit any Bank of Baroda branch to initiate the application process.

What are the features and benefits of the BOBCARD Ujjivan SFB Elite Credit Card?

BOBCARD Ujjivan SFB Platinum Credit Card provides 5X i.e.5 Reward Points on every Rs. 100 spent on grocery and apparel