Bob Eterna Credit Card

Lifestyle Rewards for Your Bigger Moments

From travel to daily shopping, turn every spend into premium rewards and meaningful experiences.

  • Travel Benefits

    Dining Experiences

    It’s a foodie’s fiesta as you delight yourself with mouthwatering Culinary Offers, and Earn 5X Rewards* i.e 10 Reward Points per ₹100 spent on your Dining spends.

  • Travel Benefits

    Travel Benefits

    Earn 5X Rewards* i.e 10 Reward Points per ₹100 spent on Travel Spends. Also, witness enhanced travel experiences with 2 Complimentary Airport Lounge visit every quarter, at a long list of lounges.

  • Travel Benefits

    Shopping Fun

    Thrill yourself with Attractive Deals & Discounts across leading online & retail brands.

  • Travel Benefits

    Fuel Surcharge Waiver

    1% fuel surcharge waiver** at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
    Note: No Reward Points are earned on fuel transactions.

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Go wanderlusting and indulge in shopping with BOBCARD UJJIVAN SFB Elite

Turn your spends on travel, dining, and shopping into meaningful rewards and enrich your life's bigger moments.

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Lifetime FREE. No Joining & Annual Fee.

Additional Benefits with BOBCARD UJJIVAN-SFB Elite

  • FeeWaiver

    Redeem reward points for cashback

    Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25

  • FeeWaiver

    Smart EMI option

    Convert purchase of > ₹2,500/- on your card into Smart EMIs of 6 to 48 months.

  • FeeWaiver

    Free Add-on card

    1% fuel surcharge waiver** at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
    Note: No Reward Points are earned on fuel transactions.

  • FeeWaiver

    Zero Liability on lost card

    Report loss of card immediately to ensure zero liability on any fraudulent transactions.

Please note that 5X Rewards are capped at 2000 Reward Points on the mentioned categories per statement cycle. Further spends in...

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Please note that 5X Rewards are capped at 2000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Reward program is not applicable on select MCCs and Fuel.
*Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Reward program is not applicable on select MCCs and Fuel.

This co-branded credit card is brought to you in collaboration with our co-brand partner Ujjivan Small Finance Bank. The value proposition of the co-brand product may be funded jointly by BOBCARD Limited and the co-brand partner, based on the financial arrangement between both parties. Accordingly, there may be revenue sharing between the two parties.

Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions.

**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant.The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.

Application Guidelines

Understand just what you need for the card application. This section explains your card's eligibility and the support documents you require to submit.

1

Eligibility Criteria


• Salaried: >=23 years and <=60 years
• Self Employed: >=24 years and <=65 years
• Salaried with minimum Annual Income >= ₹3.6L...

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2

Mandatory Proof

•  Recent Passport size photograph (with clear / white background & without dark / tinted glass)
•  PAN Card

3

Permanent Address Proof 

•  Aadhaar Card (both side)
•  Voter ID Card issued by election commission of India
•  Passport 
•  Driving Licence 
•  Job Card issued by...

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4

Income Proof

Salaried
• Latest 2 months bank statement with 2 months’ salary credit. Salary Slips, if submitted, to be accompanied with bank statement...

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Celebrating you, every step of the way

Designed to reward the life you’ve built, the BOBCARD UJJIVAN-SFB Elite Credit Card unlocks a world of benefits -perfect for fueling your wanderlust and elevating your everyday shopping.

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Designed to reward the life you’ve built, the BOBCARD UJJIVAN-SFB Elite Credit Card unlocks a world of benefits -perfect for fueling your wanderlust and elevating your everyday shopping.

Submit Enquiry

Have queries? Read FAQs

What are the features and benefits of the BOBCARD Ujjivan SFB Elite Credit Card?

 BOBCARD Ujjivan SFB Elite Credit Card provides travel-related perks, including 5X reward points on travel, dining, online, & international spends, quarterly complimentary airport lounge access, fuel surcharge waiver, 500 welcome bonus reward points, and exclusive travel offers in association with our partner brands.

 

How can I apply for the BOBCARD Ujjivan SFB Elite Credit Card?

You can easily apply for the BOBCARD Ujjivan SFB Elite Credit Card online by visiting the BOBCARD website. Fill out the application form, complete the e-sign process, and verify your identity with Video-KYC. Alternatively, you can reach out to customer support or visit any Bank of Baroda branch to initiate the application process.

What makes the BOBCARD Ujjivan SFB Elite Credit Card one of the best travel credit cards?

BOBCARD Ujjivan SFB Elite Credit Card offers extensive travel benefits, such as lounge access, high reward points on travel spends, fee waiver on milestone spends, making it an ideal choice for frequent travellers.