Uni GoldX

Earn 24k Gold as reward on eligible spends with BOBCARD Uni GoldX Credit Card

Discover how it fits your lifestyle

Assured 1% Gold

Earn real 24K digital Gold on your spends. This is applicable on every transaction you make* (Exclusions apply)

Up to 5% Gold

Earn up to 5% Gold when you shop vouchers at the Uni Store. Choose vouchers from Amazon, Zomato, Myntra, Make My Trip, Blinkit & more.

0 Forex Markup

Travel & shop abroad with ZERO additional charges. This is applicable when you travel anywhere in the world.

Lifetime Free

This card comes with ZERO joining fee and ZERO annual charges. Enjoy all its benefits without any extra cost.

The most precious metal, now as rewards. That’s right, REAL 24K digital Gold

Start earning rewards that grow with time & do not expire.

Apply Now

ZERO Joining Fee. ZERO Annual Charges.

Additional Benefits of your BOBCARD Uni GoldX Credit Card

Quick Approval

Minimal waiting period. Get your BOBCARD Uni GoldX Credit Card approved quickly and start enjoying its perks.

Fuel Surcharge Waiver

Save more on every drive. Enjoy a 1% fuel surcharge waiver at petrol pumps across India, making your journeys smoother and more rewarding.

Rewards that grow with time

Earn 24K Gold with every eligible online & offline transactions you make. Stack up your Gold with GoldX spends.

*For detailed terms and conditions, refer the BOBCARD Uni MITC, Key Fact Statement and T&Cs available on our MITC Section.

This co-branded...

*For detailed terms and conditions, refer the BOBCARD Uni MITC, Key Fact Statement and T&Cs available on our MITC Section.

This co-branded credit card is brought to you in collaboration with our co-brand partner Uniorbit Platform Services Private Limited. The value proposition of the co-brand product may be funded jointly by BOBCARD Limited and the co-brand partner basis the financial arrangement between both the parties and accordingly there may be revenue sharing between the two parties.

Application Guidelines

Understand just what you need, before you begin our easy and simple 3-step application process.

1

Eligibility Criteria

• Indian Resident

• Salaried/Self-employed

• Age: 21 to 60 years

2

Mandatory Proof

• PAN Card

3

Permanent Address Proof

1. Officially Valid Document(OVD):
● Passport
● Driving license

● Aadhaar Card (as issued by UIDAI)
● Voter's Identity Card issued by the Election Commission...

What is the BOBCARD Uni GoldX Credit Card?

It’s a lifetime-free Co-branded credit card that rewards you in real 24K digital Gold on every eligible transaction. You earn 1% Gold across spends and up to 5% Gold when shopping through the Uni Store. Plus, it comes with zero forex markup, making it ideal for international travel.

What are the features and benefits of the BOBCARD Uni GoldX Credit Card?

Here’s a quick look at the top features and benefits of this premium card:

1% Gold on every transaction: Earn real 24K digital Gold with every purchase you make* (exclusions apply).
Up to 5% Gold at Uni Store: Get up to 5% Gold when shopping for vouchers from top brands like Amazon, Zomato, Myntra, and more.
Zero Forex Fees: No additional charges when you use your card internationally.
Lifetime Free: Enjoy a lifetime of benefits with no joining fees and no annual charges.
Fuel Surcharge Waiver: Get a waiver on fuel surcharges at petrol pumps across India.
No Expiry on Rewards: Your Gold rewards never expire, and they can appreciate in value over time.

How does the Gold reward system work?

For every eligible spend, you earn 1% in 24K digital Gold. This is in the form of Uni Coins, which you can convert to 24K Digital Gold. You can also earn up to 5% Gold when you purchase vouchers from popular brands like Amazon, Zomato, Myntra, MakeMyTrip, and more on the Uni Store.