Discover how it fits your lifestyle

  • Travel Benefits

    Guaranteed Issuance

    The PRIME card comes to you with guaranteed issuance against FD of ₹15,000 or more without any income proof.

  • Travel Benefits

    Shopping Fun

    Get more value for your money, with reward points on all spends. Revel with Attractive Deals & Discounts across leading online & retail brands.

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For those who want abundant benefits, hassle-free.

A card created with the sole thought that your savings are of PRIME importance, and shouldn't be limited by documentation troubles.

Zero Joining & Annual Fees.

Additional Benefits of PRIME

  • FeeWaiver

    Core Reward Points

    2 Reward Points per ₹100 spent on all other categories. 1 Reward Point per ₹100 spent on Select MCCs*

  • FeeWaiver

    Fuel Surcharge Waiver

    1% fuel surcharge waiver** at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
    Note: No Reward Points are earned on fuel transactions.

  • FeeWaiver

    In-built insurance cover

    Get free Personal Accidental Death Cover to ensure financial protection of your family (Air: ₹15 Lakhs, Non-Air: ₹5 Lakhs).

  • FeeWaiver

    Redeem reward points for cashback

    Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.20

**The GST component is not reversed. The fuel surcharge rate may vary depending on the fuel station and acquiring bank, fuel spend will not generate Reward point. The acquiring bank provides the terminal to the merchant levied the surcharge. The value of the fuel transaction on the charge slip will differ from the credit card statement since the acquiring bank levied the fuel surcharge, and GST on the same is levied by the acquiring bank after the transaction.
UPI transactions are eligible only for core Reward Points. A maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for bonus rewards.
Guaranteed issuance except for cibil delinquent customer’s
*Refer reward points important terms and conditions on MITC Section of the website.

**The GST component is not reversed. The fuel surcharge rate may vary depending on the fuel station and acquiring bank, fuel spend will not generate Reward point. The acquiring bank provides the terminal to the merchant levied the surcharge. The value of the fuel transaction on the charge slip will differ from the credit card statement since the acquiring bank levied the fuel surcharge, and GST on the same is levied by the acquiring bank after the transaction.
UPI transactions are eligible only for core Reward Points. A maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for bonus rewards.
Guaranteed issuance except for cibil delinquent customer’s
*Refer reward points important terms and conditions on MITC Section of the website.

Application Guidelines

Understand just what you need, before you begin our easy and simple 3-step application process.

1

Eligibility Criteria

• Age: 18 to 85 years (Primary Cardholder). Above 18 years (Add-on Cardholder)

2

Mandatory Proof

•  Recent Passport size photograph (with clear / white background & without dark / tinted glass)
•  PAN Card 

3

Permanent Address Proof

•  Aadhaar Card (both side)
•  Voter ID Card issued by election commission of India
•  Passport 
•  Driving Licence 
•  Job Card issued by NREGA duly signed by an officer of the State Government 
•  Letter issued by the National Population Register containing details of the name & address
• If Present address is different from Permanent Address, Click Here

4

Valid FD Copy

1) Finacle/HCUSUM screenshot stamped and signed by the branch, with all the details to be clearly visible, such as Customer Name, FD Amount, Maturity Date
2) Lien to be marked on the FD till year 2099
3) Annexure 1 (Customer consent to mark lien on his FD)

In case of NRI customers:
• Copy of valid Passport (Indian) and Visa
• Address Proof for both Current (India) and Overseas Address
• Customer must hold a NRO/NRI account with BOB in INDIA in INR
• Direct debit mandate for a debit to the above mentioned NRO/NRI account for the FULL amount of the monthly bill
• Latest Bank statement for the above mentioned NRO/NRI account
• International number along with Indian number

Earn as you save and spend!

Looking for a way to save big without the hassles of documentation? Choose PRIME that offers Guaranteed Issuance & more value for your money, with reward points on all spends. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC

Looking for a way to save big without the hassles of documentation? Choose PRIME that offers Guaranteed Issuance & more value for your money, with reward points on all spends. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC