PM SVANidhi BOBCARD: Credit Card Designed for Street Vendors Under the PM SVANidhi Scheme

Discover how it fits your lifestyle

Interest-Free Days

Enjoy up to 51 days of interest-free credit on your purchases, helping you manage daily business cash flow.

Starting Credit Limit of ₹10,000

Your card begins with a ₹10,000 credit limit, helping you buy daily supplies and manage urgent expenses smoothly.

Lifetime Free Card

No joining fee. No annual fee. Your PM SVANidhi BOBCARD is free for life.

Earn Reward Points

Earn 1 Reward Point per ₹100 on eligible spends.

For those who work hard and grow every day

Built especially for street vendors who have successfully repaid their PM SVANidhi loans, this card gives you simple access to credit, digital payments, and everyday rewards - supporting your progress at every step.

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Lifetime Free. No Joining Fee & No Annual Fees.

Additional Benefits with PM SVANidhi BOBCARD

Redeem Reward Points for Cashback

Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.20

Smart EMI Options

Convert purchase of > ₹2,500/- on your card into Smart EMIs of 6 to 48 months.

Digital Convenience

Easily check statements, track spends, and manage your card through the BOBCARD App.

Contactless Safe Payments

Your card is enabled with a wireless chip technology for secure & faster payments in contactless mode. Know more

* Reward Points are not applicable on select Merchant Category Codes (MCCs) and on Fuel transactions.
* Visit bobcard.co.in/most-important-terms-and-condition to know Reward...

* Reward Points are not applicable on select Merchant Category Codes (MCCs) and on Fuel transactions.
* Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions for PM SVANidhi BOBCARD.
* Cash withdrawal and International Transactions are not allowed basis PM SVANidhi Guidelines.

Application Guidelines

Understand just what you need, before you begin our easy and simple 3-step application process.

1

Eligibility Criteria

• Indian Resident
• Must be a street vendor registered under the PM SVANidhi Scheme
• Has repaid 1st &...

Proof of Identity

• Recent Passport size photograph (with clear / white background & without dark / tinted glass)
• PAN Card

3

Address Proof

• Aadhaar Card (both sides)
• Voter ID Card issued by election commission of India
• Passport
• Driving Licence
• Job Card issued by...

Everyday Business. Everyday Progress.

PM SVANidhi BOBCARD makes your daily business simpler - with interest-free days, UPI payments, EMIs, and rewards.

Apply digitally in easy steps:
Step 1: Register your request for a Credit Card on the PM SVANidhi Portal
Step 2: Open the SMS/Email link sent to your registered mobile number and email
Step 3: Complete the online application on the BOBCARD website:
Fill the Online form > E-sign using Aadhaar > Verify your identity via Video KYC

Begin your journey of progress today!