Discover how it fits your lifestyle

  • Travel Benefits

    Dining Experiences

    Earn 5X Rewards* i.e 15 Reward Points per ₹100 when you spend on dining. 

  • Travel Benefits

    Travel Benefits

    Witness enhanced travel experiences with Unlimited Complimentary Access to Domestic Airport lounges.

    Eterna Mastercard holders - Click Here for details

    Eterna Visa Card holders - Click Here for details

    Save more with a Reduced Forex mark-up of 2% on International Spends.

    Earn 5X Rewards* i.e 15 Reward Points per ₹100 on your Travel and International spends.

  • Travel Benefits

    Fitness & Frolic

    Get a fit welcome gift and keep your health in check with a complimentary 6-months FITPASS Pro Membership worth ₹15,000^.  Know more.

  • Travel Benefits

    Experience the Privileged Life

    Tee off at prominent golf courses of India in style: Eterna Mastercard holders -  Click here for details.

    Eterna Visa cardholders -  Click here for details.

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Designed for high-performers in life to offer lifestyle & travel privileges with smart savings valued upto ₹81000*.

Be it a lifestyle upgrade, a new adventure, or a change of professional pace, ETERNA gives you the power to step up and seize the day.

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Just ₹2499 in Joining & Annual Fees. Enjoy joining & annual fee reversal on milestone spends.

Additional Benefits with ETERNA

  • FeeWaiver

    Milestone Rewards

    Earn 10,000 bonus reward points on spending ₹50,000 within the first 60 days & 20,000 bonus reward points on spending ₹5,00,000 in a year. Know more

  • FeeWaiver

    Fee Waiver

    Spend ₹25,000 in the first 60 days and get your joining fee reversed***.

    Spend ₹2,50,000 in every card anniversary year and get your annual fee reversed***.

  • FeeWaiver

    Fuel Surcharge Waiver

    1% fuel surcharge waiver** at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
    Note: No Reward Points are earned on fuel transactions.

  • FeeWaiver

    Core Reward Points

    3 Reward Points for every ₹100 spent on other categories.

    1.5 Reward Points for every ₹100 spent on Select MCCs*.

*Please note that 5X Rewards are capped at 5,000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Know More. Refer reward points important terms and conditions on MITC Section of the website.

**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant.The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.

***First year fee reversal will reflect in the 4th bill statement from the card issuance month, provided no dues. First year fee reversal and annual fee reversal is applicable only to non-delinquent credit cardholders.

^Benefit Expiry Date: 60 days from the Card Issuance date. Benefits are applicable on the Primary Card only.

*Please note that 5X Rewards are capped at 5,000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Know More. Refer reward points important terms and conditions on MITC Section of the website.

**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant.The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.

***First year fee reversal will reflect in the 4th bill statement from the card issuance month, provided no dues. First year fee reversal and annual fee reversal is applicable only to non-delinquent credit cardholders.

^Benefit Expiry Date: 60 days from the Card Issuance date. Benefits are applicable on the Primary Card only.

Application Guidelines

Understand just what you need, before you begin our easy and simple 3-step application process.

1

Eligibility Criteria

• Indian Resident

• Salaried/Self-employed with an income > ₹12 Lakhs p.a.

• Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)

2

Mandatory Proof

• Recent Passport size photograph (with clear / white background & without dark / tinted glass)
• PAN Card 

3

Permanent Address Proof 

• Aadhaar Card (both side)
• Voter ID Card issued by election commission of India
• Passport 
• Driving Licence 
• Job Card issued by NREGA duly signed by an officer of the State Government 
• Letter issued by the National Population Register containing details of the name & address

• If Present address is different from Permanent Address, Click Here

4

Income Proof

• Salaried: Bank Statement reflecting salary credit for last 2 months. Salary Slips, if submitted, to be accompanied with bank statement as specified above.

• Self-Employed: Bank Statement (pdf file format) reflecting business transactions for last 3 months.

The good life awaits!

Reviewed as one of the best premium category credit cards, ETERNA gives you an exclusive lifestyle of impeccable taste with annual smart savings of up to ₹81000*. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC

Apply Now

Reviewed as one of the best premium category credit cards, ETERNA gives you an exclusive lifestyle of impeccable taste with annual smart savings of up to ₹81000*. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC

Apply Now