BOBCARD EMPOWER: Credit Card for Business Aspirations
Discover how it fits your lifestyle
Welcome Benefit
Earn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.
Key Benefits
Get up to 50 days of interest-free credit period to support your business credit needs. Earn unlimited cashback on spends with 1 reward point for every ₹100 spent. Redeem your reward points* as cashback with no maximum capping on reward points to earn. Keep your next in line future safe with an air-accident death cover of ₹15 lakhs & non-air accident death cover of ₹ 5 lakhs.
Specialised Benefits
Get a personalised card look with your business name on it through a fourth line embossing. Receive categorised statements to keep track of your business spends. Easily streamline your internal settlement processes through cashless transactions. Negotiate best deals with the vendors based on your employee's expenditure patterns and locations.
Specialised Services
Take control of your EMPOWER card activities with a Self-Care Portal, tailor-made just for you. Get your card-related queries answered without any delay with 24*7 IVR support (Toll-free no. 1800-103-1006). Repay your bills anytime with multiple bill payment modes:
Instant Pay - Pay your credit card bill instantly through Net Banking
Self-service Portal
Pay through bill desk
NEFT/RTGS
Auto Debit
Electronic Payments
Cash/Cheque Payments deposits at BOB h.Net Banking
Scan & Pay - Pay your BoB credit card bill instantly & hassle-free
For the ones who desires a competitive edge
Made for Proprietors and Self-Employed segments, EMPOWER is your smart solution to manage all business expenses in an efficient maner.
Apply NowZero Joining Fee. Enjoy annual fee reversal on milestone spends
Additional Benefits of EMPOWER
Contactless Safe Payments
Your card is enabled with a wireless chip technology for secure & faster payments in contactless mode. Know More
Core Reward Points
Earn 1 Reward Point for every ₹100 spent on all other MCCs*. All your accumulated reward points can be redeemed for cashback @1 reward point = ₹0.25
Fuel Surcharge Waiver
1% Fuel Surcharge waived off on all fuel transactions between ₹400-₹5000. (Maximum waiver of ₹250 per statement)**
Fee Waiver
Spend ₹50,000 in every anniversary year to get annual fee reversal
*Reward program is not applicable on select MCCs and Fuel.**
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points...
*Reward program is not applicable on select MCCs and Fuel.**
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.
*Goods and Services Tax (GST) Applicable. ^Min. Loan Vintage should be 12 months from the date of sanction. There should not be any delinquency in the loan repayment summary for the last 12 months. The loan should be in the name of Individuals only. In the case of Joint applicants, card to be issued to the Applicant from whose account EMI is getting deducted. Loan should not be in the name of companies, or partnerships. Loan should be active at the time of sourcing of the credit card application. The sourced loan should have been disbursed.
Application Guidelines
Understand just what you need, before you begin our easy and simple 3-step application process.
1
Eligibility Criteria
• Indian Resident
• Age: 21 to 65 years (Primary Cardholder)
• BOB/Non BOB Self-employed customers are eligible.
• BOB Customers : Self-Employed with...
2
Mandatory Proof
• Recent Passport size photograph (with clear / white background & without dark / tinted glass)
• PAN Card
3
Permanent Address Proof
• Aadhaar Card (both side)
• Voter ID Card issued by election commission of India
• Passport
• Driving Licence
• Job Card issued by...
4
Income Proof
• GSTIN Registration details, and
• Latest GST returns, or
• Business Loan >=2 L ; Sanction letter on Bank's letterhead duly...
Get EMPOWERMENT at your disposal
Exclusively designed for Proprietors and Self-Employed individuals. EMPOWER is not just a card; it's your smart business partner. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC
Apply NowExclusively designed for Proprietors and Self-Employed individuals. EMPOWER is not just a card; it's your smart business partner. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC
Apply Now