Discover how it fits your lifestyle

  • Travel Benefits

    Everyday Shopping Rewards*

    5X i.e. 5 Reward Points for every ₹100 spent on Grocery, Departmental Stores & Movie.* 1 Reward Point for every ₹100 spent on others. 

  • Travel Benefits

    Fuel Surcharge Waiver**

    1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
    No Reward Points are earned on fuel transactions.

  • Travel Benefits

    Multiple Redemption Options

    Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25

  • Travel Benefits

    Smart EMI option

    Convert purchase of >₹2,500/- on your card into easy EMIs of 6 to 36 months

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For those who wants to do more than just living

Custom-tailored for the BGGB, BUPB & BRKGB bank customers with shopping rewards

Apply Now

Zero Joining Fee, ₹250 Annual Fee. Enjoy annual fee waiver on milestone spends

Additional Benefits with PRAGATI

  • FeeWaiver

    Free add-on card

    Get up to three lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).

  • FeeWaiver

    Complimentary insurance cover

    Get a free Personal Accidental Death Cover to ensure your family's financial protection. Air: ₹15 Lakhs and Non-Air: ₹5 Lakhs.

  • FeeWaiver

    Interest free credit facility

    Avail up to 50 days of interest-free credit from any purchase date.

  • FeeWaiver

    Revolving credit facility

    Pay Minimum Amount Due and finance your spends as per your convenience

"*5X Rewards are capped at 1,000 Reward Points on the mentioned categories per statement. Further spending on these categories will earn Reward Points at the regular rate per statement cycle.
**The GST component is not reversed. The fuel surcharge rate may vary depending on the fuel station and acquiring bank, fuel spend will not generate Reward point. The acquiring bank provides the terminal to the merchant levied the surcharge. The value of the fuel transaction on the charge slip will differ from the credit card statement since the acquiring bank levied the fuel surcharge, and GST on the same is levied by the acquiring bank after the transaction.
***Please note - Annual fee waiver is applicable only to non-delinquent credit cardholders.

UPI transactions are eligible only for core Reward Points. A maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for bonus rewards.” 

^The arrangements between BOBCARD and cobrand partners may involve sharing of revenue between BOBCARD and the respective cobrand partner as per agreed terms between both the parties."

"*5X Rewards are capped at 1,000 Reward Points on the mentioned categories per statement. Further spending on these categories will earn Reward Points at the regular rate per statement cycle.
**The GST component is not reversed. The fuel surcharge rate may vary depending on the fuel station and acquiring bank, fuel spend will not generate Reward point. The acquiring bank provides the terminal to the merchant levied the surcharge. The value of the fuel transaction on the charge slip will differ from the credit card statement since the acquiring bank levied the fuel surcharge, and GST on the same is levied by the acquiring bank after the transaction.
***Please note - Annual fee waiver is applicable only to non-delinquent credit cardholders.

UPI transactions are eligible only for core Reward Points. A maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for bonus rewards.” 

^The arrangements between BOBCARD and cobrand partners may involve sharing of revenue between BOBCARD and the respective cobrand partner as per agreed terms between both the parties."

Application Guidelines

Understand just what you need, before you begin our easy and simple 3-step application process.

1

Eligibility Criteria

• Indian Resident
• Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
• Applicant must have a bank account in the respective banks - BUPB/BGGB/BRKGB

2

Mandatory Proof

• Recent Passport size photograph (with clear / white background & without dark / tinted glass)
• PAN Card 

3

Permanent Address Proof

• Aadhaar Card (both side)
• Voter ID Card issued by election commission of India
• Passport 
• Driving Licence 
• Job Card issued by NREGA duly signed by an officer of the State Government 
• Letter issued by the National Population Register containing details of the name & address
• If Present address is different from Permanent Address, Click Here

4

Income Proof

A. Staff:

•  Existing Staff (any of the below):
i. Emp ID
ii. Latest Visiting Card with Designation
iii. Latest Salary Slip
•  For Retired Staff (any of the below):
i. PPO (Pension Pay Order)
ii. RID (Retired Staff Identity Card)
iii. Bank Statement reflecting Pension credit for the recent month)

B. Salaried : 
i.  Bank statement reflecting salary credited for last 2 months
ii. Salary Slips, if submitted to be accompanied with bank statement as specified above

C. CAC :Latest Card Statement 

D. Asset Customers of the Bank: Copy of Loan Sanction letter duly signed by bank official with branch stamp and seal

Get everyday rewards for your everyday Pragati!

Custom-tailored for the BGGB, BUPB & BRKGB bank customers with shopping rewards. PRAGATI has been designed so you can do roz ki kharidari roz pragati ke sath. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC

Apply Now

Custom-tailored for the BGGB, BUPB & BRKGB bank customers with shopping rewards. PRAGATI has been designed so you can do roz ki kharidari roz pragati ke sath. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC

Apply Now