UNI GoldX Card – Gold-Level Benefits & Loyalty Rewards You Deserve
Discover how it fits your lifestyle
Assured 1% Value Back
In the form of Uni coins. This is applicable on every transaction you make* (Exclusions apply)
5% Value Back
In the form of Uni coins. This is applicable when you shop for vouchers as per the options at the Uni Store.
0 Forex Markup
Travel & shop abroad with ZERO additional charges. This is applicable when you travel anywhere in the world.
Lifetime Free
This card comes with ZERO joining fee and ZERO annual charges. Enjoy all its benefits without any extra cost.
The most rewarding credit card experience, now in your hands. A credit card that turns every spend into value.
Designed for frequent shoppers and travelers. Start earning rewards that grow with time & do not expire.
Apply NowZERO Joining Fee. ZERO Annual Charges.
Additional Benefits of your BOBCARD Uni GoldX Credit Card
Quick Approval
Minimal waiting period. Get your BOBCARD Uni GoldX Credit Card approved quickly and start enjoying its perks.
Fuel Surcharge Waiver
Save more on every drive. Enjoy a 1% fuel surcharge waiver upto ₹500 for transactions upto ₹7,500 at petrol pumps across India, making your journeys smoother and more rewarding.
Rewards that grow with time
Earn upto 5% value back with every eligible online and offline transaction you make.
*For detailed terms and conditions, refer the BOBCARD Uni MITC, Key Fact Statement and T&Cs available on our MITC Section.
This co-branded...
*For detailed terms and conditions, refer the BOBCARD Uni MITC, Key Fact Statement and T&Cs available on our MITC Section.
This co-branded credit card is brought to you in collaboration with our co-brand partner Uniorbit Platform Services Private Limited. The value proposition of the co-brand product may be funded jointly by BOBCARD Limited and the co-brand partner basis the financial arrangement between both the parties and accordingly there may be revenue sharing between the two parties.
Eligible fuel transaction amount to qualify for surcharge waiver is inclusive of the GST & surcharge levied by the acquiring bank after the transaction. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.
Application Guidelines
Understand how we validate your application. This section is for your reference only. The application journey is fully digital, and you may not need to upload any documents. With your consent, required details are verified automatically through the system.
1
Eligibility Criteria
Indian resident
Age between 21–60 years
Salaried or Self-Employed
2
Identity Verification
PAN (mandatory)
Aadhaar used for digital verification
3
Address Validation
Address is verified digitally via Aadhaar
Have queries? Read FAQs
What is the BOBCARD Uni GoldX Credit Card?
It’s a lifetime-free co-branded credit card that rewards you with 1% value back in the form of Uni coins on every eligible transaction. You get 1% value back across spends and 5% value back when shopping through the Uni Store. Plus, it comes with zero forex markup, making it ideal for international travel.
What are the features and benefits of the BOBCARD Uni GoldX Credit Card?
Here’s a quick look at the top features and benefits of this premium card:
1. 1% value back on every transaction: In the form of Uni coins. This is applicable on every transaction you make * (exclusions apply).
2. 5% Value back at Uni Store: In the form of Uni coins. This is applicable when you shop for vouchers at the Uni Store.
3. Zero Forex Fees: No additional charges when you use your card internationally.
4. Lifetime Free: Enjoy a lifetime of benefits with no joining fees and no annual charges.
5. Fuel Surcharge Waiver: Get a 1% waiver on fuel surcharges at petrol pumps across India.
6. No Expiry on Rewards: Your rewards never expire, and they can appreciate in value over time.
What are the fees for the BOBCARD Uni GoldX Credit Card?
There are no joining fees and no annual fees. The card is completely free for a lifetime.