BOBCARD Scapia Credit Card

BOBCARD Scapia Credit Card - Your All-in-One Travel Credit Card

Tap anywhere, travel everywhere with the BOBCARD Scapia Credit Card

10% rewards*

On all offline and online spends on select categories on Visa card of minimum Rs. 20 and 5% rewards on all offline, online and UPI spends on the Rupay card of minimum Rs. 500.

20% rewards*

on all your travel bookings via the Scapia app. Book flights, stays, visas, trains, buses, and more!

Unlimited lounge access**

Unlock the VIP life by spending just Rs. 20,000 a month and enjoy unlimited domestic lounge access with airport privileges up to Rs. 1000

Zero forex markup

on all international spends. No need to preload a card or carry cash. Accepted in 200+ countries with VISA

Travel the world with your BOBCARD Scapia Credit Card.

The card that takes you places. Every swipe brings you closer to your next trip

ZERO Joining Fee. ZERO Annual Fees.

Here’s what else your card gets you:

Savings on every trip big or small

Earn Scapia Coins & redeem them for travel on Scapia. Book without limits pay up to 100% of your booking with your coins

Travel Now, Pay Later with no cost EMIs

Split your travel bookings on Scapia into easy monthly payments with no extra charge

100% digital card application

Download the Scapia app and get approved in minutes. Complete your KYC & receive your card within a week

Fuel surcharge waiver

Enjoy a 1% fuel surcharge waiver at petrol pumps across India for any fuel transaction up to Rs. 5,000

For detailed terms and conditions, refer the BOBCARD Scapia MITC, Key Fact Statement and T&Cs available on our MITC Section.

This co-branded...

For detailed terms and conditions, refer the BOBCARD Scapia MITC, Key Fact Statement and T&Cs available on our MITC Section.

This co-branded credit card is brought to you in collaboration with our co-brand partner Scapia Technologies Private Limited. The value proposition of the co-brand product may be funded jointly by BOBCARD Limited and the co-brand partner basis the financial arrangement between both the parties and accordingly there may be revenue sharing between the two parties.

*Categories which are not eligible for rewards are wallet load, education services, fuel, government services, professional services, real estate, rentals, business services, insurance and utilities.

**International Airport privileges up to Rs. 2000 is valid at international terminal for international bookings more than Rs. 50,000 made on Scapia app.

Application Guidelines

Understand how we validate your application. This section is for your reference only. The application journey is fully digital, and you may not need to upload any documents. With your consent, required details are verified automatically through the system.

1

Eligibility Check

1. Indian resident
2. Age between 25–60 years
3. Salaried or Self-Employed

2

Identity Verification

PAN (mandatory)
Aadhaar used for digital verification

3

Address Validation

Address is verified digitally via Aadhaar

Have queries? Read FAQs

What is the BOBCARD Scapia Credit Card, and how does it work?

BOBCARD Scapia Credit Card is built for travel lovers, where you can convert your everyday expenses into travel experiences. You can get the card in just minutes through a fully digital onboarding process on the Scapia app. The virtual card can be activated immediately, and your physical card will reach you in 2-5 days.

What are the features and benefits of the BOBCARD Scapia Credit Card?

Here’s a quick look at the top features and benefits of this premium card:

Zero Forex Fees
Enjoy unlimited domestic lounge access and airport privileges by spending Rs. 20000 a month on your BOBCARD Scapia Credit Card
Earn 10% rewards on all offline and online spends on select categories on Visa card of minimum Rs. 20 and 5% rewards on offline, online and UPI spends on the Rupay card of minimum Rs. 500
Earn 20% rewards on all bookings done on Scapia app for both Rupay and Visa Cards.
Use Scapia Coins to book flights, stays, trains, buses and other services on Scapia Coins
Zero joining and annual fees

How can I apply for the BOBCARD Scapia Co-branded Credit Card?

You can apply through the Scapia app