Your everyday spending now means “Happy Returns” - The Best CASHBACK Credit Card is Here
5% Cashback on Online Spends
Get 5% Cashback* (up to ₹1500/month) on all your eligible domestic online spends. From cart to checkout, savings follow. Click Here to know T&Cs
Unlimited 1% Cashback on All Spends
Enjoy 1% Cashback* on every other spend. Every spend pays you Happy Returns back.
Automatic Cashback, Every Month
All your accumulated cashback gets auto-credited to your card account statement every month – no reward redemption, no tracking points, no hassles. Just real money back.
GPay + Cashback = Perfect Combo
Add your Mastercard BOBCARD Cashback Credit Card to Google Pay for seamless contactless payments. Get cashback even on everyday QR scans.
Cashback Credit Card for Everyday Winners
Turn every purchase into everyday savings. Whether it’s shopping, dining or travel, the BOBCARD Cashback Card ensures your everyday spends always bring you Happy Returns.
Apply NowJoining & Annual Fee**: Cardholder can select either monthly fee of ₹49 or Joining & annual fee of ₹499 per Year.
Additional Benefits with your CASHBACK Credit Card
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
Note: Cashback is not applicable on Fuel Transactions
Smart EMI option
Convert purchase of >₹2,500/- on your card into Smart EMIs of 6 to 48 months.
Free Add-on card
Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).
Zero Liability on lost card
Report loss of card immediately to ensure zero liability on any fraudulent transactions.
*Terms & Conditions: Following type of transactions won’t be eligible for Cashback benefit
Transactions below Rs. 100, Transactions on select Merchant Category...
*Terms & Conditions: Following type of transactions won’t be eligible for Cashback benefit
Transactions below Rs. 100, Transactions on select Merchant Category Codes (MCCs), Fuel transactions, Cash withdrawals at ATM, Quasi Cash transactions.
- Cardholder will be eligible for accelerated cashback benefit provided that cardholder has done Minimum 4 transactions in that statement cycle.
- Cashback will be posted automatically and will reflect in the subsequent credit card statement.
- Cashback will be computed based on net eligible spends during the statement period i.e. If a transaction is cancelled, returned, or reversed (Partially/fully) after the statement generation date, the corresponding cashback will be debited in that statement cycle. Click Here to refer to BOBCARD Feature MITC for details.
**Fee plan change will be allowed only once during the entire lifecycle. Write to crm@bobcard.co.in.for more details.
Application Guidelines
Understand just what you need, before you begin our easy and simple 3-step application process.
1
Eligibility Criteria
1.Indian Resident
2.Salaried: Minimum Net Annual Income is ₹3 Lakh and above and Age 21 to 60 years
3.Self-Employed: Minimum Net Annual Income...
2
Proof of Identity
PAN (Mandatory)
Recent Passport size photograph
3
Address Proof
• Aadhaar Card (both side)
• Voter ID Card issued by election commission of India
• Passport
• Driving Licence
•...
4
Income Proof
• Salaried: Bank Statement reflecting salary credit for last 2 months. Salary Slips, if submitted, to be accompanied with bank statement...
"Happy Returns" Await You!
With the BOBCARD Cashback Credit Card, every spend means real money back. From shopping carts to bill payments, enjoy instant savings credited straight to your account.
Apply digitally in just 3 simple steps!
Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC
With the BOBCARD Cashback Credit Card, every spend means real money back. From shopping carts to bill payments, enjoy instant savings credited straight to your account.
Apply digitally in just 3 simple steps!
Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC