- The offer is valid from 20th April to 30th June 2026 ("Offer Duration"), unless revoked or extended by BOBCARD in its sole discretion, without any prior notice and without liability.
- Use code BOBCARD50 on Utility bill payments (Mobile Prepaid & Post-paid, Broadband, DTH, Water Bill, Gas Cylinder, Piped Gas Bill, and Electricity bill payments) to avail Flat 5% instant discount upto INR 50 on a Minimum Order Value of INR 499.
- Offer is applicable only on BOBCARD Credit Card transactions.
- The offer is valid for one-time usage per user, per card, per month.
- Maximum available discount per card is Rs 50.
- Offer valid on Paytm app only.
-To avail this offer, users need to have a verified mobile number on Paytm.
-Transactions completed during this offer period with the appropriate deal/promo code will only be considered. 
-Customers making payment through any other bank cards will not be eligible for instant discount.
-The offer will LIVE on all days from 20th April to 30th June 2026
- If order/transaction are fully cancelled (during and/or outside the offer period), the corresponding instant discount applicable on that order/transaction will not be granted.
- BOBCARD and Paytm reserves its absolute right to withdraw and/or alter any terms and conditions and duration of the offer at any time without prior notice.
- All customer queries/disputes on the offer should be raised during the offer period or within 30 days after the expiry of the promotion period.
- The offer is non-transferable, non-negotiable, and cannot be encashed.
- The campaign will run as per the Offer Period mentioned above. However, BOBCARD and Paytm reserve the right to extend or cut short the offer at their discretion.
- Offer will not be applicable on Commercial and Corporate BOBCARD Credit Card.

- For detailed T&C, Please click here

1. Pay your utility bills using Paytm App 
2. Minimum Bill/Recharge value should be ₹499
3. At checkout, Apply promocode: BOBCARD50
4. Discount auto-applies if your transaction qualifies

Note:
Offer visible at checkout provided your cart and payment mode match the criteria.