Discover how it fits your lifestyle

  • Travel Benefits

    Exclusive Memberships

    Relish a bouquet of pleasant surprises in form of complimentary memberships s.a
    * Welcome Gift : Complimentary 6 Months FITPASS Pro Membership worth Rs. 15000. Know More
    * Activation Bonus : 1000 Reward Points on Card Activation within 30 days
    * Milestone Reward : 12 Months Amazon Prime Membership on spending min. Rs.1 Lakh within 90 days. Know More

  • Travel Benefits

    Travel Benefits

    Enhance your travel experiences with 8 Complimentary Access at Domestic Airport lounges per year# ( twice every quarter). Know More. 24/7 Assistance for Domestic & International Concierge Services^ (Powered by RuPay)

  • Travel Benefits

    Fuel your Passion

    Tee off in style at prominent Golf Courses of India with 4 Complimentary Golfing lessons per year# (once every quarter).Know More

  • Travel Benefits

    Shopping Delights

    Thrill yourself with 5X Rewards* i.e 10 Reward Points per ₹100 on Grocery and Departmental Stores with the added advantage of attractive discounts across leading brands.

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For those who chose a discerning lifestyle!

Compliment your lifestyle with privileged membership & always-on savings & rewards on spends.

Apply Now

Lifetime Free. No Joining Fee & No Annual Fees.

Additional Benefits with RAKSHAMAH

  • FeeWaiver

    Free Add-on Card

    Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).

  • FeeWaiver

    Core Reward Points

    2 Reward Point for every ₹100 spent on any other category.

  • FeeWaiver

    Redeem Reward Points for Cashback

    Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25

  • FeeWaiver

    Fuel Surcharge Waiver

    1% fuel surcharge waiver** at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle). Note: Fuel Transaction are not eligible for Reward Points.

*Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate i.e 2 R.P for every Rs. 100. Know More.

**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction are not eligible for Reward Points.

UPI transactions are eligible only for core Reward Points. A maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for bonus rewards.


^The 24/7 concierge service is a booking/scheduling assistance service provided by NPCI-RuPay for a defined list of Domestic and International services. The cost of booked/scheduled services will have to be borne by the cardholder at the rates informed by the concierge call centre.


#Benefit is applicable only if the Card is used at least once in the preceding 30 days (from the date of availing benefit).

*Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate i.e 2 R.P for every Rs. 100. Know More.

**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction are not eligible for Reward Points.

UPI transactions are eligible only for core Reward Points. A maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for bonus rewards.


^The 24/7 concierge service is a booking/scheduling assistance service provided by NPCI-RuPay for a defined list of Domestic and International services. The cost of booked/scheduled services will have to be borne by the cardholder at the rates informed by the concierge call centre.


#Benefit is applicable only if the Card is used at least once in the preceding 30 days (from the date of availing benefit).

Application Guidelines

Understand just what you need, before you begin our easy and simple 3-step application process.

1

Eligibility Criteria

•  Designated Personnel’s of the Indian Coast Guard & Indian Coast Guard Veterans
•  Age: 18 to 70 years (Primary Cardholder). Above 18 years (Add-on Cardholder)

2

Mandatory Proof

•  Recent Passport size photograph (with clear / white background & without dark / tinted glass)
•  PAN Card 

•  ID card or Service Certificate or Salary Slip mentioning the Rank of the Official.
•  Auto Debit of MAD/TAD amount for the ease of repayments (BOB accountholders, ONLY)
•  Rank proof mentioning the Rank of the Official Canteen Card 
•  Documents required for Veterans: PPO (Pension Pay Order), ROID (Retired officers Identity card), RID (Retired Identity Card)

3

Permanent Address Proof

• Aadhaar Card (both side)
• Voter ID Card issued by election commission of India
• Passport 
• Driving Licence 
• Job Card issued by NREGA duly signed by an officer of the State Government 
• Letter issued by the National Population Register containing details of the name & address
• If Present address is different from Permanent Address, Click Here

• In absence of Current Address Proof - Service Certificate to be obtained mentioning the current address of the posting.

Elevated experiences for guardians of seas!

Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC

Apply Now

Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC

Apply Now